HAMAG BICRO: Empowering small businesses to grow

Through ESIF financial instruments, HAMAG-BICRO, the Croatian Agency for SMEs, Innovation and Investments facilitates access to finance for entrepreneurs through all development stages of their business.

Watch these videos to find out more!

The ESIF individual guarantee helped Air Pannonia, a Croatian family business delivering passenger and organ transportation to expand their offering and overcome the challenges caused by the COVID-19 pandemic. ESIF financial instruments also helped HERBAS acquire advanced technology, such as a laser welding machine, achieving significant savings in time and reduced production costs. The support of ESIF financial instruments was also crucial for Meneghetti Hotel & Winery in Istria, Croatia, to retain its staff and expand facilities, making the business more resilient and sustainable.

 

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Air Pannonia

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HERBAS

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Meneghetti Hotel & Winery

Submitting organisation: 
Hrvatska agencija za malo gospodarstvo, inovacije i investicije (HAMAG-BICRO)

Type of authority: 
Intermediate body

Financial instrument name: 
ESIF Individual Guarantees
Funding source: 
ERDF/CF

Type of financial product: 
Individual guarantee, Loan

Financial size:
EUR 107 000 000.00 (Air Pannonia)
EUR 39 816 842.52 (HERBAS)
EUR 107 000 000.00 (Meneghetti Hotel & Winery)