Mr Mindaugas Rudys, Mr William Church, Mr Kiril Velitchkov   Mr Mindaugas Rudys, Deputy Director of Business Development division and Head of Business Development department at Šiaulių bankas, Lithuania; Mr William Church, Senior Director, CBRE Debt Investment Advisory, United Kingdom; Mr Kiril Velitchkov, Manager of KBC Group European Financial Instruments Competence Centre / Head of European Projects and Financial Institutions Directorate at CIBANK and UBB, Bulgaria